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父母老去之前,我该做点什么?

kira86 于2019-04-03发布 l 已有人浏览
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父母老去之前,父母和子女分别需要做点什么?

父母.jpg
What should I do before my parents get old?

父母老去前我该做点什么?

 

获得2.4k好评的回答@Stacie Marie Carrel:

THEY NEED:

他们需要:

-A Retirement Plan because they need to know how much money they can take out each year, and how much they can do with that money. Without a retirement plan they won't know if they have the money to travel once a year or 5 times a year.

-一份退休计划。因为他们需要知道每年能取出来多少钱,用这些钱他们能做多少事。要是没?#22411;?#20241;计划他们就不知道?#32422;?#30340;钱够一年旅?#24184;淮位故?#20116;次。

- Retirement money If in the US, Social Security alone isn't going to cut it even if they just sell the big house, move to a small one.

-退休的钱。在美国?#35789;?#21334;掉大房子搬到小房子里,只有社会保险也是不够的,

-Reconcile any health vs house difficulties. If they're in a house with lots of stairs, but there's a family history of needing a walker in late life, then that's going to be an issue. They may need to either sell the house and move, or start work on the necessary accessibility changes they'll need later.

-解决健康和房子之间的矛盾。如果他们的房子里有很多楼梯,但家里又?#22411;?#24180;坐轮椅的家族史,那问题就来了。他们可能需要卖掉房子搬家或者开始着手营造日后需要的无?#20064;?#29615;境了。

-A durable power of attorney and medical wishes so that if they are ever incapacitated or rendered incapable of self-care, they’ll have someone appointed ahead of time to take over those responsibilities.

-一份永久授权书和医疗意愿。这样当他?#24039;?#22833;行动能力或不能自理时能提前安排好人来接管。

YOU NEED:

你需要:

-To not be dependent on your parents financially. Too many able-bodied and mentally capable adults are living with their parents as moochers. With parents soon losing their income, they won't be able to financially tap into the massive savings they've built up for someone else's needs, because that money needs to last for upwards of 30+ years.

-经济上不?#35272;?#29238;母。有太多身心都健全的成年人和父母一起住啃老。父母很快就要失去收入来源了,在经济上他们没?#24515;?#21147;?#35328;?#19979;的一大笔钱给别人用,因为那些钱是他们要?#32654;次?#25345;未来30多年的。

- Your own savings set aside for parental care. Some medical issues are VERY expensive, even with the best health insurance money can buy. They can quickly eat up a couple's retirement savings. If you can set aside backup money of your own just in case that happens, it will give you and your parents more options in the future should something big come up.

-攒下点积蓄照顾父母。?#35789;?#20080;?#20439;?#22909;的健康保险但?#34892;?#21307;疗是非常贵的,会很快耗尽老夫妻的退休积蓄。如果你未雨绸?#28814;约?#30041;些钱备用,未来发生大事时?#32422;?#21644;父母也能多些选择的余地。

- To have your OWN will and power of attorney and medical wishes that address your parent's care and well being, not just your own. If something happens to you, and your parents are in a state where they are dependent on your care and/or money, you NEED to have someone appointed ahead of time to take over your duties.

-有?#32422;?#30340;遗嘱、永久授权书和医疗意?#31119;?#19981;仅安排好?#32422;海?#36824;要安排好父母的护理和健康。如果你发生不测而父母完全?#35272;的?#30340;照顾或钱,那你就需要提前安排好人接替你。

 

获得67.3k好评的回答@Thomas L. Johnson:

As a 70-year old, I can tell you what I like as a parent. I like it when my son asks if I want to go to a Timberwolves game or fishing on Rainy Lake. My wife and I both enjoy an evening together with the son and his wife playing Scrabble or Catan. We are planning a long trip together for the near future.

作为70岁的老人,我可以告诉你作为父母我想要什么。我?#19981;?#20799;子问我是否想去看森林狼(NBA里面明尼苏达的球队)的?#28909;?#25110;者去雷尼湖钓鱼。妻子和我都?#19981;?#21644;儿子儿媳晚上一起玩拼字游戏或卡坦岛(一款思考策?#26434;?#25103;),我们正计划不久以后一起去长途旅?#23567;?/p>

If your parents are mature and happy, they will enjoy having you around for some special days but really are not quite "over the hill," as far as having a life of their own. In my view, aging is hardly a disaster.

如果你的父母思虑周全而且很幸福,他们会?#19981;?#26576;些特殊日子你们能陪在身边,但他们也不是完全“年华已逝”,他们还有?#32422;?#30340;生活。在我看来,衰老并非不幸。

And what I really appreciate is a long phone conversation every week.

我真正想要的是?#24656;?#36890;一次电话多聊一会。

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